The dangerous information first. I do know, a few of you’ll have a slight distrust of the federal government, yadda yadda, tin foil hats, massive brother is listening, and many others. Okay, all that aside the federal government does have some helpful sources to try and get you to learn more about personal finance. Extra information is on the Treasury website with other resource hyperlinks. Having a bank account gives convenience, access to a choice of advantages and safety. Checks and debit playing cards provide proof of fee so you have a report of transactions showing where your cash goes.